Stale dating checks

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According to the code, a personal check becomes "stale dated" six months after you write it.

Banks don't have to dishonor stale dated checks, but the Uniform Commercial Code gives a bank the option of refusing these checks.

Some people write "post dated" checks, meaning that rather than the current date, they write a future date on the check, often because they hope you will not cash it before then.

Legally, banks can honor post dated checks at any time regardless of the date on the item.

When you write a personal check, you're supposed to write the date in a designated spot in the top right hand corner of the check.

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